Min kompis har ett l\u00e5n p\u00e5 tre miljoner p\u00e5 sitt hus. P\u00e5 det har han 2% r\u00e4nta. Han amorterar inte. 3000000 * 0.02 = 60000:-\/\u00e5r => R\u00e4ntekostnad f\u00f6r 5000:-\/m\u00e5nad. Hans orangea kuvert\u00a0 s\u00e4ger att han f\u00e5r 20000 brutto ut i pension n\u00e4r det \u00e4r dags. Ser ganska lugnt och tryggt och bra ut allts\u00e5.<\/p>\n
Jag har ungef\u00e4r h\u00e4lften i pension, men ett hus som \u00e4r betalt. Allts\u00e5 r\u00e4ntekostnad f\u00f6r boende 0:-<\/p>\n
S\u00e5 poff gick r\u00e4ntan upp till en normal niv\u00e5, sex procent.<\/p>\n
S\u00e5 3000000 * 0.06 = 180000:-\/\u00e5r => R\u00e4ntekostnad f\u00f6r boende 15000:-\/m\u00e5nad.<\/p>\n
Ja jag har fortfarande h\u00e4lften i pension men ingen r\u00e4ntekostnad f\u00f6r boende.<\/p>\n
Ja d\u00e4r skulle man kunnat dragit slutsatser MEN nu \u00e4r det s\u00e5 m\u00e5nga som g\u00f6r som min kompis. Allts\u00e5 samh\u00e4llet kollapsar om man l\u00e5ter alla “mina kompisar” hamna i sv\u00e5righeter. Allts\u00e5 inf\u00f6rs ett statligt st\u00f6dpaket om det d\u00e4r nu skulle h\u00e4nda. Ett som betalas av oss som inga l\u00e5n har. Ja ni fattar…<\/p>\n
Slutsats: Det \u00e4r alltid lugnt att f\u00f6lja str\u00f6mmen och g\u00f6ra som alla andra g\u00f6r. Fri blir man\u00a0 kanske inte (vill kanske inte vara) men klarar sig g\u00f6r man alltid.<\/p>\n
ps N\u00e4r vi flyttade hit till Los var r\u00e4ntan \u00f6ver 10% och gick senare upp till runt 16%\u00a0 Allt kommer igen. Det vet alla som inte st\u00e5r med huvudet under lager av sand. ds<\/p>\n","protected":false},"excerpt":{"rendered":"
Min kompis har ett l\u00e5n p\u00e5 tre miljoner p\u00e5 sitt hus. P\u00e5 det har han 2% r\u00e4nta. Han amorterar inte. 3000000 * 0.02 = 60000:-\/\u00e5r => R\u00e4ntekostnad f\u00f6r 5000:-\/m\u00e5nad. Hans orangea kuvert\u00a0 s\u00e4ger att han f\u00e5r 20000 brutto ut i pension n\u00e4r det \u00e4r dags. Ser ganska lugnt och tryggt och bra ut allts\u00e5. Jag […]<\/p>\n","protected":false},"author":24,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[24],"tags":[],"class_list":["post-23377","post","type-post","status-publish","format-standard","hentry","category-betraktelser"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":47711,"url":"https:\/\/www.akehedman.se\/wordpress\/?p=47711","url_meta":{"origin":23377,"position":0},"title":"\u00c5ldring – nej tack!","author":"\u00c5ke Hedman","date":"2024-05-14","format":false,"excerpt":"Photo by Pixabay on Pexels.com F\u00f6rsommartr\u00f6tt. 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